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Free Promissory Note (IOU) Template

Record a promise to repay a personal loan — fill in the form, print or save as a PDF.

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What is a promissory note?

A promissory note — often just called an IOU — records that one person borrowed money from another and how they'll pay it back. Putting it in writing helps both sides remember the terms clearly.

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Free Promissory Note Generator

Record a promise to repay a loan with amount, interest and repayment terms. Use the builder above for a live preview, then print or save as PDF. No account, no subscription and nothing you type is uploaded.

How to create a Promissory Note

  1. Enter the essential details in the form above.
  2. Review the document in the live preview.
  3. Print it or save it as a PDF when you are happy with it.

What should a Promissory Note include?

  • The parties involved
  • The scope or purpose of the document
  • Important dates, amounts and agreed terms
  • Signatures, jurisdiction or execution details where relevant

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Frequently asked questions

Is this really free?

Yes. There is no subscription, no hidden fee and no account required.

Is my information saved?

No. The document is created in your browser and what you type is not uploaded to our server.

Can I save the document as a PDF?

Yes. Use the Print / Save as PDF button when your document is ready.